• The importance of Financial Planning can not be overstated for some reasons like inflation and changing lifestyles.

“Is Inflation eating your hard earned savings?”

Inflation is rising in prices of the goods because of too much money chasing few goods. For example a Gas cylinder costing Rs 70 ten years back is now available at Rs 355. And likewise prices of all necessities have increased at the average rate of 6-7% every year. Currently the rate on fixed deposit is around 9%.The interest on such deposits is taxable in the hands of investors thereby yielding a post tax return of 6%.So the growth rate in our wealth is almost negligible.

While the other reason which necessitates the financial planning is Changing Lifestyle. With higher disposable income in hand it is common that an individual tends to upgrade their lifestyle. For example, car was considered a luxury ten years back and is now necessity. Financial planning has a role to play in helping individuals both upgrade and maintain their lifestyle as well.

How we can help you:
• Understanding your needs and objectives.
• Risk management.
• Cashflow and Debt Management.
• Achieving your objectives.
• Tax Planning.
• Retirement Planning.